Carlos began his mortgage career in 1992 as a loan officer and eventually as a Branch Manager. With over 20 years as a mortgage professional Carlos has seen many trends in rates, programs and the real estate market. He brings a high level of experience to the industry ranging from personally working with hundreds of clients, to managing a team and a company.
Carlos brings years of experience in structuring VA, FHA and conventional loans. As loan products have disappeared and the qualifying for loans have become ever more difficult the experience that Carlos brings to the transaction is ever more valuable. Few people have his background in Builder Financing along with Condo Project approvals for FNMA and VA/FHA. Over the years, he has maintained a close working relationship with those who are responsible for approving projects, giving him the expertise to be the go to person for solving problems from easy to complex when it comes to condominiums, new construction, high rise.
A mortgage can be a great tool towards a persons financial goals. The mortgage industry witnessed many violations of the publics trust in years past. Carlos has a passion to be a trustworthy advocate for his clients and bring valuable programs to them to help them meet their long-term as well as short-term housing and financial goals.
There is nothing more gratifying to Carlos than helping his team members grow in their responsibilities and achieve success in their careers.