Evangeline Scott

Mortgage Advisor

950 Glenn Dr., Suite 265
Folsom, CA 95630
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5 Stars on Zillow

11 Reviews

About Me

Hello, I’m Evangeline.  Welcome to Finance of America Mortgage.

Thank you for visiting my webpage. I know you’ll find the services offered here helpful and the loan programs not only convenient, but very competitive. It’s my goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle.

As a professional in the mortgage lending industry, I’ve built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process. Please don’t hesitate to call if you have questions about the information you find here on our web site.

Enjoy your visit, Evangeline

Experience And Reputation – At Finance of America Mortgage, our experience and reputation is top notch in the industry. With my personal processing and assistant support team, your loan submissions are guaranteed to be smooth, informative, and worry free. Our success is defined by our vast referral base.

Full Access To My Clients – Even in this tumultuous market, whatever loan programs are available, we have access to ALL of them! We offer the prestigious Fannie Mae Homepath program that even allows investors to purchase at up to 90% loan to value! This is unheard of in this market. It also allows our first time home buyers to borrow up to 97% of the purchase price with no mortgage insurance.


“It was a pleasure working with Evangeline Scott team. Evangeline is a true professional. She’s friendly, knowledgeable, process driven (which generates efficiency), and an advocate for her clients. From start to finish, I was able to focus on other matters in regard to my profession, family, and property acquisition as I knew Team Scott had all financial matters handled.”

Becky M

“Evangaline and her team were devoted to making us home owners. We were treated with respect and kindness. I never worked with a team as well as we did. They rushed me over the hurdles and forced me to slow down and enjoy the win. Thanks team! ”

Mark Schlegel

“It was a much better experience than the one we were having when I was trying to buy a home before my husband passed away. Even my realtor said this was a very painless experience.”

Tamara Austin

I was new to the home buying process but Evangeline and her team made my first experience an excellent one. There never any lack of communication and all my questions were answered in detail and promptly. Best believe i will refer and return for any future investments.

Mazonika Kemp

As first-time homebuyers my husband and I were confused, afraid, and nervous to embark on this journey. Evangeline and her team were amazing. They really explained the process and respected the fact that we wanted to stay within a certain budget. The process was easy, and so, so fast. Evangeline and her team were available for questions and never made us feel that our questions were stupid. We really felt taken care of and I am already referred people to her. Thank you!

Michel Carlyle

We had a great experience working with Evangeline and Ashley, they were always willing to answer any question that came up even if it was on a weekend Evangeline was always available. Very helpful.

Kurt Scharfenberg

Alpine mortgage company was amazing! They were very helpful and quick to answer any questions I had. This being the first time I bought a home, they made it super easy.

Aaron Anda

Evangeline’s assistance was superb. As first time buyers there was a lot we needed to learn about the process. Evangeline was there every step of the way to help. There was never a question that went unanswered in a timely fashion. I would definitely recommend her to any family or friends who decide to purchase a home!

Mike Maryman

Evangeline and Ashley stepped up when my long time mortgage planner, whom I’ve used for over 15 years, didn’t. We were in a time crunch and these ladies surpassed my expectations. I will not hesitate to use them again when the need arises.

Krystle McConnell

Evangeline Scott and her team were fantastic from the beginning to the end of our dealings. They were all very quick to respond to our needs and polite and courteous in every communication. By far the best and easiest home purchase experience yet! They were very professional and knowledgeable about their trade and we will definitely using them again in the future.

Terrance and Jen Ranney

Our experience working with Evangeline was and I expect will continue to be a pleasure. She and her team were always quick to respond and lend support. The home buying process was efficiently executed and we were able to move into our new home within a month. We will be more than happy to recommend her to family and friends. We have no doubt they will not be disappointed. She also stays in touch after your moved in. We received a set of “We’ve Moved” postcards and a really nice set of knives for our kitchen. Thank you for the welcome home gift! Evangeline and her team is dedicated to quality customer service and we thank her and her team for a job well done!

Ellen Klenner

Evangeline and her staff were great from start to finish. Being a first time home buyer and not really knowing anything about the process of buying a home, obtaining a home loan or just what to expect, Evangeline and her staffed made me feel comfortable and confident that we were moving in the right direction. Evangeline was even taking my calls on Sunday’s! I’m thankful and appreciative of all their help.

Mike Lawrence

I don’t even know where to begin! From beginning to the end Evangeline and her team were phenomenal! She made us feel like we were part of the family and made sure we were taken care of. They kept us informed every week with updates and ensured we were never out of the loop. My husband and I were so pleased with their work and their dedication. You want a headache free process? Come see Evangeline! I will surely come back to her again in the near future!

Maria Casanova-Neal and Phillip Neal

People say you’re Superwomen but I must say you’re even better you’re Evangeline! You are an inspirational entrepreneur, a go-getter, a fighter for those who you hardly know but know their dreams, your heart is pure and your dedication to your work is phenomenal. Thanks for helping us not once but twice over the years! We are so grateful for you and your professional team:)

Kerry Buchan

I felt compelled to take time out of my busy schedule to bring to your attention the outstanding efforts of Evangeline Scott and her team.

Recently, my wife and I decided to diversify our portfolio by purchasing a rental property. Since Evangeline had helped us last year with the refinancing of our principal residence we didn’t hesitate to reach out to her once again.

We quickly learned that this was not going to be the normal slam dunk deal. The problem, the seller of our rental property had just purchased the property at auction 60 days before. As such, the transaction was deemed a “flip” which caused a few more hurdles than we had anticipated. I recall Evangeline saying not to worry, she was experienced with these types of transactions and that she was confident that no matter how many additional hurdles, she could make this happen. My wife and I wanted this deal to close. When Evangeline displayed this level of confidence, I knew that we had made the right decision in selecting her and her team to see this through.

I’m happy to say that she delivered as promised, our escrow closed this past Friday to a jubilant celebration. Evangeline and her team did an outstanding job keeping us informed, keeping stress levels low and displaying the confidence that allowed my wife and I to enjoy the anticipation of embarking on a new era.

Please extend our sincere thanks to Evangeline and her team.

Guy Kazimier & Bernadine Eshbach

First- let me thank you for making this a good first time home buying experience.

Team Scott did a great Job!!! As a first time homebuyer i could not have been happier with the way that they handled the loan process for us. Evangeline did a great job of explaining how the entire process was done and keeping us informed of updates and changes as things evolved. Evangeline and Jenni know what they are doing and work very well with each other, they make a great team that i would highly recommend. No matter the question or concern they were more than willing to go the extra mile.

Thanks Team Scott!

Cody and April Bateson

Thank you!

Our family is extremely grateful for your professionalism, patience and dedication to the purchase of our new home. This is the second time we have purchased a home with Evangeline and her team, and along the way we were reminded of why we came back. Team Scott demonstrated that failure was not an option and did everything they could to offer best in class service.

We will continue to refer friends and family to Team Scott and come back for future real estate purchases. Thanks for being a part of our dream!

-Mark Graziano

Evangeline and her team’s professionalism, attention to detail, and ultra-high energy made for a fantastic escrow experience. I must admit that it sounds a bit odd to speak of a “fantastic escrow experience”. Usually property transactions are long, boring, and protracted with brief episodes of high stress and emotion. Evangeline’s team took all of the stress and anxiety out of the process, and created an environment for myself and our family being able to enjoy the thrill of a home purchase. I have purchased many properties over my lifetime and without question this was the best experience. That’s not to say there weren’t issues. But your team took care of the issues on my behalf without me having to worry about it. It’s wonderful to have a team that acts as my advocate, watching out for me every step of the way.<br />
<br />
Thanks again for the great job everyone, and know that you have earned a customer for life.<br />

Steve and the rest of the happy Bakers.

So i feel an apology is in order…we talk everyday for about a month (sometimes as many as 20-40 emails daily, not including phone calls and a visit) you walk me through the process and work it through the underwriting/document processing process, etc. and then the moment you send a congrats we did it…I disappear…!

As you can imagine, my attention has been focused primarily on the move but i wanted to thank you for everything you did and to making the experience as seamless as i could imagine. As a first time homebuyer with an agent pretty new to the business, you were instrumental in ensuring we stayed on schedule and i knew what was going on (for the most part) throughout the process. You were always quick to respond to questions or acknowledge receipt of necessary information and i felt I could reach out to you and expect a prompt response no matter how menial the question might have been.

Thank you again and feel free to use any of this if it is useful for your website as a testimonial.


“Hello Evangeline,

I wanted to thank you personally for the truly awesome service you and your staff provided us. It started when you called me directly to assure me that you and your team would work hard for us, and you did. Including emailing me when you were getting ready for Thanksgiving. I respond to my clients questions and concerns at all hours of the day and night, so for you to keep in touch during your personal time really resonated with me.

I’d also like you to know that Amey’s customer service is/was outstanding. I told her that she deserves a bonus. 🙂 I don’t have any employee’s, but if I did, I’d want someone like her to handle my customer relations.

Thank you again! And I hope you and your family have a Happy New Year and a prosperous 2015.”

-Phil Cocciante

“Evangeline and her team were beyond helpful as a first time homebuyer! The communication, willingness to help and simplicity and promptness (sense of urgency) was all so appreciated!”

-Jeanette Tourville

“Evangeline and her team were very helpful and understanding throughout the whole process. They made the whole process a breeze.”

-Brandon Andrade

“Evangeline was great to work with. I contacted her and she returned my call within 15 minutes. First impressions are everything and I’d say that’s a great start. Updates weekly were a nice way to know what the status was.”

-Nathan Brown

“Fantastic service! Helpful and knowledgeable throughout the entire process. We had started our process with another lender and used Team Scott as a backup. Evangeline and her team quickly outshined the other lender.”

-Melanie Tillotson

“Everyone was very awesome at Team Scott. I am so thankful for your efforts and I have never had such a smooth loan process in the five occasions I have purchased homes during my lifetime.”

-Antonio Ray Gold

“Everything went great!”

-James Pritchard

“Evangeline and her team are the BEST!”

-Steve and Tammy Baker

“Great job-Great Communication”

-Jacob Kurtz

“She was wonderful and helpful, available, patient, motherly. ”

-Karif Lawrena

“Very good communication!”

-Cathy Logan

“Evangeline was awesome and made it very easy as a first time homebuyer. She was on top of everything and kept me in the loop with the weekly email updates.”

-Mark Christen

“Evangeline’s team was a pleasure to work with. They made me feel secure throughout the process, giving me the confidence to not worry about any hang ups. Her team was efficient, educated and personable. Thank you!”

-Tim Cannon

“From start to finish it was a great experience. I was kept in the loop and everything that I needed to do was communicated to me early to make the process go smoothly.
-Lee Hopper

Things were a little rocky due to our situation but, you and your team tackled it head on and showed why you were highly recommended. Ashley did an outstanding job with all of our paperwork and communication..”

Chuck Y

What Customers Are Saying

I simply cannot adequately express the gratitude that I have in my heart for all of you, and the hard work you ladies put into making this happen. Sherri, ... "
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- Barbara M.

Myself, Sam (my fiancée), and daughter Leonna were thankfully referred to Evangeline and her excellent team by our Realtor Klint Sheridan. I have always he... "
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- Joann, Sam, and Leonna

We were very fortunate to be referred to Evangeline Scott to handle the house loan by our real estate broker Holly Foster. Evangeline and her staff were ve... "
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- Ola and Adnan

This home buying process was so easy and smooth. I love that you kept me in the loop at all times, weekly updates were sent even if no news to share, your c... "
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- Nichole

We had the pleasure to work with Evangeline Scott and her team for a second time and let me tell you how amazing they are! Evangeline and her team communica... "
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- Yesenia Garibay

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