Two-X Flex: 1-Year
For borrowers with 1 years’ income docs, wages, or are self employed.
Borrowers can elevate their purchasing power.
Two-X Flex: Bank Statement
For self-employed borrowers looking to flex their loan options
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
Adjustable Rate Loan
An option for saving money in the short-term, this loan gives buyers more flexibility to move in a few years.
For homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $2MM to acquire/renovate properties.
New Construction Loans
Builders and investors who need financing for ground-up construction projects and land acquisition can qualify for this loan.
FHA 203(K) Rehab Loan
Homebuyers who want to finance a home and home improvements in one loan can benefit from this "fixer upper" type of loan.
Single Rental Loan
Rental property investors can obtain financing up to $1.5MM to grow their rental portfolio with no personal income verification.
Portfolio Rental Loan
Rental property investors can take cash out of an existing portfolio to buy more properties, refinance, and consolidate rental loans.
Student Loan Refinance
You've finished school and are looking for ways to reduce student loans costs.
Your Fixed Rate Second Mortgage Solution.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.