Finding the right type of loan that meets your needs can be overwhelming. You need to compare different loan products, rates, downpayment requirements, and eligibility requirements so you can make an informed decision about a major purchase — and in some cases, the biggest purchase of your life.
Finance of America Mortgage makes things easier by providing key information on a variety of loan products you need up front. Whether you’re a first time homebuyer, real estate investor, or looking to buy a second home, choose from a variety of home loan products designed for your particular situation.
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HELOC
For borrowers looking for a home equity line of credit
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FHA Loan
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
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Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
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VA Loan
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
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USDA Loan
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
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Adjustable Rate Loan
An option for saving money in the short-term, this loan gives buyers more flexibility to move in a few years.
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Jumbo Loan
For homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
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Reverse Mortgage
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
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Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $3MM to acquire/renovate properties.
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Single Rental Loan
Rental property investors can obtain financing up to $2MM to grow their rental portfolio with no personal income verification.
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Student Loan Refinance
You've finished school and are looking for ways to reduce student loans costs.
Learn More about Student Loan Refinance
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.