Student Loan Refinance

Student loan consolidation allows you to combine all your student loans into one, reducing your interest rate in most cases and making only one payment monthly. Student loan cash out refinancing allows you to pay off your student loans and mortgage into one mortgage loan.

That depends on how you refinance your loans — whether you do a loan consolidation or cash out mortgage refinancing. It also depends on your borrower profile, which includes your credit score, income, and other qualifications. If you’re refinancing your mortgage, expect your borrower profile, home’s equity and new loan size to be considerations for your new interest rate.

That depends on the amount you’re refinancing and your borrower profile, including your credit score, income, and whether you’re applying yourself or with a cosigner. If you have a mortgage you’re also refinancing in addition to your borrower profile, rates depend on mortgage type, amount, and terms, among other requirements.

If you’re consolidating student loans, you’ll have access to between $10-200K. If you’re refinancing your mortgage, too, we can offer to refinance conventional and high-balance loans, up to a maximum of 80% of your home’s value.

Since the maximum you can borrow is 80% of your home’s value, you’ll need at least 20% equity in your home.

Yes. You can consolidate your higher interest student loans that may grow in size each month because of that interest into a tax-deductible mortgage.

Fees and closing costs vary with each borrower, but here are two things you won’t pay: origination fees for student loan consolidation and a cash out pricing adjustment for mortgage refinancing.