Two-X Flex: 1-Year

Two-X Flex 1-Year is a product for borrowers looking for jumbo financing while utilizing just 1 year of documentation. It is also a great option for self-employed borrowers. This new proprietary loan offering gives borrowers even more purchasing power allowing them to qualify based on as little as one year of documentation.

Program Details

  • 1-year of income documentation used for qualifying
  • Wage earner and self-employed borrowers
  • Up to 90% LTV with no MI
  • As low as 640 minimum FICO
  • $100,000 minimum loan amount
  • Up to $3,000,000 maximum loan amount
  • 30 year fixed
  • 5/1, 7/1 and 10/1 ARM –fully amortizing and interest only
  • Primary Residence, Second Homes, Investment Properties
  • Up to 50% DTI
  • Available in all states
  • 1-2 units, PUD and warrantable condo

Two-X Flex: 1-Year loans are especially attractive to…

  • Borrowers who are self employed.
  • Borrowers looking for Jumbo financing and have 1 years’ documentation rather than the traditional 2 years.

Loan Features

  • Exclusively from Finance of America Mortgage

    Two-X Flex: 1-Year is unique to Finance of America Mortgage. No other lender has it, which makes this financing type one of a kind.

  • Only One Year of Bank Statements Required

    Qualified borrowers need only provide one year's worth of bank statements to receive approval.

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


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