Two-X Flex: Bank Statement

With no tax returns required, Two-X Flex Bank Statements is a great option for self-employed borrowers. This new proprietary loan offering gives borrowers even more purchasing power allowing them to qualify based on bank statement deposits.

Program Details

  • Self-employed borrowers
  • 12 & 24 month bank statements
  • Business bank statements and/or personal bank statements
  • Lower cash reserve requirements
  • Credit Scores down to 600
  • No tax returns required
  • Fixed Terms
  • ARM Terms
  • Min Loan Amount $100,000
  • Max Loan Amount $3,000,000
  • DTI up to 55%
  • Available in all states

Two-X Flex: Bank Statement loans are especially attractive to…

  • Borrowers who are unable to qualify using traditional tax returns.
  • Borrowers who need co-borrower income to qualify .
  • Borrowers who own multiple businesses and need all income to qualify .

Loan Features

  • Exclusively for Finance of America Mortgage

    Two-X Flex Bank Statements is unique to Finance of America Mortgage. No other lender has it, which makes this financing type one of a kind.

  • Unique Product

    Two-X Flex Bank Statements from Finance of America Mortgage is unique in that it allows for home financing to borrowers who are self-employed and need to qualify using alternative ways – bank statements.

Two-X Flex

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


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