Two-X HBX is a mortgage solution for high balance loan amounts in counties currently restricted to high cost limits. Loan amounts between $484,351 and $726,525* no longer need to meet the requirements and pricing of Jumbo financing. With Two-X HBX, borrowers nationally can benefit from a high balance loan program with simplified credit guidelines. At Finance of America Mortgage, we provide more options for homebuyers!
- Up to 89.99% LTV
- Credit Scores as low as 680
- Minimum loan amount $1 over county limit
- Up to $726,525 maximum loan amount for 1 unit
- *Up to $930,300 maximum loan amount for 2 unit
- 30 year fixed
- Primary Residence and Second Homes
- Up to 43% DTI
- Available in all states
- 1-2 units, PUD and warrantable condos
Two-X HBX Loans are especially attractive to…
- Borrowers looking for high balance financing outside of their county limit.
- Borrowers looking to avoid mortgage insurance.
- Borrowers looking for an alternative to jumbo financing.
Exclusively from Finance American Mortgage
Two-X HBX is unique to Finance of America Mortgage. No other lender has it, which makes this financing type one of a kind.
Exceed County Limits
Two-X HBX is a high balance option for borrowers needing to exceed country limits.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
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Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.