Two-X HBX is a mortgage solution for high balance loan amounts in counties currently restricted to high cost limits. Loan amounts between $484,351 and $726,525* no longer need to meet the requirements and pricing of Jumbo financing. With Two-X HBX, borrowers nationally can benefit from a high balance loan program with simplified credit guidelines. At Finance of America Mortgage, we provide more options for homebuyers!

Program Details

  • Up to 89.99% LTV
  • Credit Scores as low as 680
  • Minimum loan amount $1 over county limit
  • Up to $726,525 maximum loan amount for 1 unit
  • *Up to $930,300 maximum loan amount for 2 unit
  • 30 year fixed
  • Primary Residence and Second Homes
  • Up to 43% DTI
  • Available in all states
  • 1-2 units, PUD and warrantable condos

Two-X HBX Loans are especially attractive to…

  • Borrowers looking for high balance financing outside of their county limit.
  • Borrowers looking to avoid mortgage insurance.
  • Borrowers looking for an alternative to jumbo financing.

Loan Features

  • Exclusively from Finance American Mortgage

    Two-X HBX is unique to Finance of America Mortgage. No other lender has it, which makes this financing type one of a kind.

  • Exceed County Limits

    Two-X HBX is a high balance option for borrowers needing to exceed country limits up to high cost limits.


Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


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