Two-X HBX

Two-X HBX is a mortgage solution for high balance loan amounts in counties currently restricted to high cost limits. Loan amounts between $484,351 and $726,525* no longer need to meet the requirements and pricing of Jumbo financing. With Two-X HBX, borrowers nationally can benefit from a high balance loan program with simplified credit guidelines. At Finance of America Mortgage, we provide more options for homebuyers!

Program Details

  • Up to 89.99% LTV
  • Credit Scores as low as 680
  • Minimum loan amount $1 over county limit
  • Up to $726,525 maximum loan amount for 1 unit
  • *Up to $930,300 maximum loan amount for 2 unit
  • 30 year fixed
  • Primary Residence and Second Homes
  • Up to 43% DTI
  • Available in all states
  • 1-2 units, PUD and warrantable condos

Two-X HBX Loans are especially attractive to…

  • Borrowers looking for high balance financing outside of their county limit.
  • Borrowers looking to avoid mortgage insurance.
  • Borrowers looking for an alternative to jumbo financing.

Loan Features

  • Exclusively from Finance American Mortgage

    Two-X HBX is unique to Finance of America Mortgage. No other lender has it, which makes this financing type one of a kind.

  • Exceed County Limits

    Two-X HBX is a high balance option for borrowers needing to exceed country limits up to high cost limits.

Two-X HBX

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?

$50B+

Consumer Loans Funded

400+

Local Advisor Branches