What Is a Primary Residence?

Primary Residence Definition

A primary residence is a home that you live in a majority of the time. Understanding the official primary residence definition and how lenders and the[…]

What Is a VA Cash-Out Refinance Loan?

va cash out refinance

A VA cash-out refinance, guaranteed by the U.S. Department of Veterans Affairs, allows borrowers to tap into their home equity while refinancing a[…]

What Is an FHA Streamline Refinance?

fha streamline refinance

An FHA streamline refinance gives borrowers a way to refinance their mortgage with minimal paperwork and qualifications. Because of the limited[…]

8 Ways to Win Housing Bidding Wars

bidding wars

Homebuyers in today’s real estate market are likely to face bidding wars. With more buyers out there than homes, most property listings receive[…]

Do I Need a Cosigner for a Mortgage?

cosigner for a mortgage

Getting a cosigner for a mortgage may strengthen your loan application and allow you to buy a home if you have bad credit, a short credit history, or[…]