About Me

I have been working in the mortgage industry since 2005 with various reputable lenders. I started out working with the big banks (BofA, Chase), and as time has passed, scaled down to smaller, more customer friendly mortgage companies. Currently, I am a Mortgage Advisor for a direct lender named Finance of America. I have localized my services to just AZ and CA. With the larger lenders (Quicken and LoanDepot) you do not get specialized service, nor do you get experienced loan officers. I focus my attention on a handful of clients every month instead of 20-30 in order to make a paycheck. My experience has given me a wealth of knowledge in every aspect of mortgage lending and allows me to think outside of the box to tailor loan programs to fit every individual’s needs. Whether you are looking to purchase a home or complete a refinance, please do not hesitate to reach out to me with any and all questions. I am happy to help!

Abram Clark's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Phoenix, AZ - Karmo Team
14050 N. 83rd Avenue, Suite A235 & A250
Phoenix, AZ 85381

Hours of Operation

Monday - Friday - 9 AM - 5 PM