Annette Copeland

Mortgage Advisor NMLS-252884
Annette Copeland

About Me

Financing is not just a loan on your home.


Integrity | Honesty | Experience

Loans are a stressful process at best!  You need someone to guide you through the maize of paperwork and regulations who is honest and works hard.  Financing affects more than just a loan to buy or refinance a home – it needs to be structured with YOUR goals in mind!  I am committed to helping my borrowers realize their long-term goals so that their home loan fits into the big picture.  Too often, lenders are just about getting the loan rather than LISTENING to what the borrower really wants to accomplish.  In my 45 plus years’ experience in the industry I’ve seen just about every loan scenario and know how to structure your loan to get you to the closing table at the best terms possible!


The “other side” of me

  • I love to catch the biggest fish!
  • I’m addicted to Colorado skiing
  • I play “old lady” tennis at least 3 times a week
  • My son and family come first


Little-known fact

I am an identical twin.  My twin is a doctor and we love to play tricks on each other’s friends and even clients!


Are we a good fit?

Certified Mortgage Planning Specialist

Top Units Closed in Colorado 2016, 2017 and 2019

Lender of the Year, Pueblo 2016

45+ years’ experience in lending and related industries


What do OTHERS think?…

Annette couldn’t have been more professional and helpful throughout the entire loan process.  She is very good at what she does and always put the customer first.  I would gladly work with Annette again!”


“Annette and her office were willing to pick up paperwork need during our work hours.  She was able to clear up an out-of-state bank issue that could have affected our loan.  She was available during all hours when we needed her.”


Let’s get together and make a plan for YOU!


Annette Copeland | 719-671-1192 |




Annette Copeland's Reviews

5.0 Star Zillow Rating
5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Pueblo, CO
1303 Fortino Boulevard, Suite B
Pueblo, CO 81008