About Me
Financing is not just a loan on your home.
Integrity | Honesty | Experience
Loans are a stressful process at best! You need someone to guide you through the maize of paperwork and regulations who is honest and works hard. Financing affects more than just a loan to buy or refinance a home – it needs to be structured with YOUR goals in mind! I am committed to helping my borrowers realize their long-term goals so that their home loan fits into the big picture. Too often, lenders are just about getting the loan rather than LISTENING to what the borrower really wants to accomplish. In my 45 plus years’ experience in the industry I’ve seen just about every loan scenario and know how to structure your loan to get you to the closing table at the best terms possible!
The “other side” of me
- I love to catch the biggest fish!
- I’m addicted to Colorado skiing
- I play “old lady” tennis at least 3 times a week
- My son and family come first
Little-known fact
I am an identical twin. My twin is a doctor and we love to play tricks on each other’s friends and even clients!
Are we a good fit?
Certified Mortgage Planning Specialist
Top Units Closed in Colorado 2016, 2017 and 2019
Lender of the Year, Pueblo 2016
45+ years’ experience in lending and related industries
What do OTHERS think?…
“Annette couldn’t have been more professional and helpful throughout the entire loan process. She is very good at what she does and always put the customer first. I would gladly work with Annette again!”
“Annette and her office were willing to pick up paperwork need during our work hours. She was able to clear up an out-of-state bank issue that could have affected our loan. She was available during all hours when we needed her.”
Let’s get together and make a plan for YOU!
Annette Copeland | 719-671-1192 | annette@loansclose.com
Calculators
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Mortgage Calculator
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Get Started with Annette Copeland – Mortgage Advisor -
Refinance Calculator
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Get Started with Annette Copeland – Mortgage Advisor -
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Get Started with Annette Copeland – Mortgage Advisor
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
$105B+
330+
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
