Candy Johnson

Mortgage Advisor NMLS-240157
Candy Johnson

About Me

I have been lending since the mid 1990’s.  During my career as a loan consultant I have worn many hats including starting as a bank lender, in-house Realtor’s lender, builder’s Lender, private broker, and I am currently a retail direct lender.  Financing resources include FNMA, Freddie Mac, FHA, VA, USDA, 2nd TDs, jumbo, hard money, private money, etc. lending.  The mortgage industry has gone through many changes to programs, rates, and Government laws during my 25 years working in it.  I still love what I do because it makes me happy to put my clients / friends into their dream home with a great, affordable mortgage.  I love to give, and this gives me the ability to work with and for my clients.  I am here for you and will be with you throughout the entire loan process.  I do not hand you off like so many lenders do these days.  Please give me a call to let me find the best product and rate for your next purchase or refinance.

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

San Diego, CA
16456 Bernardo Center Dr., Suite 200
San Diego, CA 92128