About Me

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Carl is very experienced in the mortgage industry. His communication and follow-up is excellent. I will recommend Carl any chance I get.
The personal touch, including Carl calling just to check-in. Also, was nice to have him and his team so patient with us, sheparding my wife and I through the process. Was absolutely amazed with the amount of time invested in making sure our experience was the best it could be. Have been already recommending friends and family, and will continue to.
Carl is very good at what he does. He communicates from beginning to end. I am always receiving updates from him and his team during the entire loan process. I am confident when my buyers hire Carl, the job will get done and I will have no worries.
Carl did not allow the challenges of doing business during COVID19 from providing incredible service. Carl was very diligent in watching the mortgage rates and advising us of the best time to act. His vigilance and communication allowed us to get locked in at a great rate. I would not hesitate to do business with Carl again in the future.
Carl was always great with communication and would always keep us informed on where we were in the loan process. He gave us great details on what specific information he needed from us and by when. He was easily reachable via phone and was always quick to respond to our emails. He made this a smooth process and provided us with detailed information about the breakdown of the loan. Very personable and was just as excited for us to get our new home as we were! Thanks Carl!
This is our second time using Carl and he was terrific. He answered all of our questions and provided us with clear and detailed information that was very helpful. Please note that I attempted to give him 5 stars on the early questions, but it was unclear just how to do that. Hopefully the 5-star rating went through.
Carl's attention to detail and communication is always excellent. Whenever I see Carl as the mortgage broker on one of my pending listings, I have great confidence everything he can control will be done correctly and in an expeditious manner.
Carl is awesome. He is quick and really looks out for your best interest. He is also the easiest guy to work with on refinancing and even helped me out when I was in the middle of a family emergency. I couldn't have asked for a better guy to be on my side when handling the refinance of my home.
Carl was with us every step of the way. He answered all questions in an understandable manner. The experience was so easy and exceeded all our expectations!!! Call Carl if you are seeking a mortgage.
Great communication and availability to answer and address questions and/or concerns.

Carl Heimlich's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Charlottesville, VA
215 Wayles Lane, Suite 125
Charlottesville, VA 22911

Hours of Operation

Monday - Friday - 9 am - 6 pm