Northern California

Jacob Varghese

Senior Mortgage Advisor NMLS-327086
Jacob Varghese

About Me

Chacko (Jacob)  has been in the mortgage industry since 1997 and prides in taking the best possible care of clients through every step of the home buying process. He offers a comprehensive array of mortgage services to his clients. Chacko prides himself in maintaining an honest reputation centered on exceptional customer service and expertise. When working with borrowers, Chacko frequently communicates throughout the mortgage process, providing clients with helpful information before, during, and after the transaction. He is passionate about helping his clients choose the right mortgage for their financial goals, providing a 5-star mortgage experience for each and every borrower.


As a general rule, the most successful man in life is the man who has the best information.”
– Benjamin Disraeli

Jacob Varghese's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

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Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Danville, CA
156 Diablo Road, Suite 203
Danville, CA 94526