I am a mortgage industry veteran with experience originating residential loans, and managing teams at the local, area, and regional levels. This experience has allowed me to assist my clients in funding more than ONE BILLION dollars of home loans.
I began my mortgage career working with VA loans in the St. Louis area in 1993, and became both an VA and FHA expert. As time went on, I learned the intricacies of adjustable rate mortgages, buy downs, and state bond programs. While specializing in first time home buyers, I built a loyal customer base and now feel fortunate to be helping the children of the those whose first home loans I assisted with many years ago.
I have coached both loan officers and real estate agents to success, and find humble satisfaction in changing lives for the better.
I live in the Sunset Hills area with my wife of 30+ years. We are blessed to have three grown children and four grandchildren. When I am not spending time with my family I enjoy woodworking and restoring old hand planes.
I look forward to the opportunity to share my experience and expertise with you to help you manage your financial future.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.