Chris Wagner

Branch Manager NMLS-237275
Chris Wagner

About Me

Chris graduated from San Diego State University with a degree in Finance in 1989.   He started in the mortgage business right out of college and has been in the industry ever since.   Chris’ main goal is to keep his client’s best interest at the center of everything he does.   He’s found that if he takes good care of his clients, they will come back to him and refer their friends, family and colleagues to him.   Chris is married and has one daughter.  He loves to be outdoors and do lots of outdoor activities.  He also enjoys investing and managing real estate.

Chris Wagner's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Encinitas, CA
527 Encinitas Boulevard, Suite 200
Encinitas, CA 92024