I graduated James Wood High School in 1994. I left Winchester, Virginia, to attend University of Houston-Clear Lake. After Graduating, I worked for beverage companies and lived in Houston and San Antonio, Texas. While in Texas, I got married (to my high school sweet heart) and had our children (Bryce-Houston, TX and Jenna-San Antonio, TX). After a job transfer to Northern Virginia in 2008, I was able to move back home and be with my family. In 2012, I opened my own Pet Sitting Company. After 6 years I developed allergies towards dogs, cats and dust. I then went to work at Malloy Toyota for 2 years. My wife is a Kindergarten teacher and my children are active with Lacrosse, Football and Cross Country. I enjoy spending time with my family, watching their activities and doing anything outdoors.
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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