As a seasoned mortgage loan officer, Dan Furtado has built his reputation by providing outstanding service to his clients and realtors. Dan started his mortgage lending career in 2003 as an intern for Capitol Mortgage Corporation, in Lodi. After his training at Capitol Mortgage, Dan became one of the top producing loan officers for the Lodi branch and in 2004 opened his own branch in Manteca. In 2007, Dan became Vice President of Sales and Marketing at Sunset Home Loans where his primary focus was building realtor relationships and training loan officers to understand and properly identify the clients purchase and refinance needs. In 2012 Dan decided to join Finance of America Mortgage, a company that provides a variety of lending options to better serve the different needs of his clients. He is now the branch manager of the Elk Grove office. This is where he continues to mentor new loan officers and serve his clients from all over California.
Dan’s goal is to help clients with their home loan needs no matter what they may be and to have each relationship be a lifelong one. He realizes and understands the importance of each client’s financial situation and how personal it can be. He has been a producing branch manager for 8 of his 12 years in the mortgage lending industry, which is a testament to his knowledge, experience, leadership and integrity.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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