Dan graduated from Oregon State University in 1973. After a brief stint in retail sales, he entered the financial world taking a manager’s position with Oregon Trail Savings and Loan. In 1980, Dan made a move to the commercial banking industry at Commercial Bank in Salem. For the next 17 years, his responsibilities were centered around supervision and training personnel how to work with customers, satisfying their needs, and handle any issues that may arise. In 2001, he entered the mortgage market and has been counseling potential homeowners on their financing options ever since.
Dan prides himself on doing everything possible to make sure his customers get efficient service during their mortgage process. He strives to know what programs are available and if he doesn’t have the answers, he definitely knows where to get them! Dan’s goal is to get the loan done in a timely fashion, avoiding delays, in turn getting his client’s financed and into their new home!
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.