Call me. I’ll answer your questions!
I have been involved in Mortgage Lending in the Myrtle Beach, SC area for 14+ years. The majority of my clients are First Time Home Buyers or buyers looking to relocate to our area. but I do so many different types of loans.
I have specialized in Purchase Money Loans for the better part of my 18+ years in mortgage lending. Here at Finance of America Mortgage, I have the loan programs from both our Retail and Wholesale loan channels. We do the vast majority of our loans with our own underwriters and our own programs.
But if your situation needs a specialty loan program that our Retail channel doesn’t have, I can take your loan package to the national lenders in our Wholesale channel. Competition for your loan is a beautiful thing.
But most buyers don’t need exotic loan programs; they need honest and informative answers. And they need someone that will pick up the phone when they call. Most buyers just want good old fashioned customer service, whether that means direct contact or direct answers.
Government Mortgage Loans are the best option for First Time Home Buyers and working families wanting to purchase a new home. FHA, VA, USDA and SC Housing mortgage loans all have advantages for the First Time Home Buyer. Conventional Mortgage Loans through Fannie Mae and Freddie Mac are the go to mortgage loans for those buying Second Homes or Investment Properties or that have the ability to make a larger down payment.
Finance of America Mortgage is committed to providing the American Dream through exceptional service while treating our customers and team members with unyielding integrity and care.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Student Loan Refinance
You've finished school and are looking for ways to reduce student loans costs.
Portfolio Rental Loan
Rental property investors can take cash out of an existing portfolio to buy more properties, refinance, and consolidate rental loans.
Single Rental Loan
Rental property investors can obtain financing up to $1.5MM to grow their rental portfolio with no personal income verification.
Additional Loan Offerings
FHA 203(K) Rehab Loan
Homebuyers who want to finance a home and home improvements in one loan can benefit from this "fixer upper" type of loan.
New Construction Loans
Builders and investors who need financing for ground-up construction projects and land acquisition can qualify for this loan.
Fix & Flip Loans
Experienced investors can obtain a line of credit up to $10MM and loans up to $2.5MM to acquire/renovate properties.
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
For homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
Adjustable Rate Loan
An option for saving money in the short-term, this loan gives buyers more flexibility to move in a few years.
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.