Purchasing a home is an exciting moment in one’s life. Before you start selecting a color scheme for the living room, you need to figure out how to finance your new home. Deciding how and where to begin the financing process can be stressful, whether as a first time buyer or a current homeowner. This is where I come in. As your trusted loan officer at Finance of America Mortgage, it is my goal to provide you the proper tools and support to guide you through this transition. With active communication and superior financial software we will develop a solid report to help you gain a secure loan program and ultimately the keys to your new home. After 27 years of experience in the mortgage industry you can be confident that you are in capable hands during your financing process. When I am not working hard on your loan, I am an active member in the community. For 18 years I have lived in Spartanburg where I love spending time with my family and friends. Finance of America Mortgage is a company that prides itself in customer service and family values. As a believer in this philosophy I strive to make sure all of your concerns and questions will be heard and dealt within an efficient manner. I look forward to assisting you with your homeownership journey in the future!
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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