David has been working as a mortgage advisor since 2000. Whether you are purchasing or refinancing, David will show you your options and help you determine the best approach to achieve your short term and long term financial goals. David’s experience and attention to detail will save you money!
Call David today at 503.780.7783 for help with your real estate transaction!
Great service and help answer my questions quickly without hesitation. Always keeping me updated on what’s going on in the process of buying a home.
It was a pleasure to work with David. He helped us prepare for the purchase and when it came time to make the purchase it went smoothly. I highly recommend David.
Very helpful and easy experience, appreciate getting it all taken care of in a timely manner.
I have known David for years. Our kids played sports together. When I needed to refinance due to divorce, David was the only mortgage professional I engage that gave me any sense of confidence. My existing lender and my credit union left me feeling uneasy but David took me on with ease, knowledge, confidence and grace.
The experience was extremely positive. The attention to details, the wisdom, and the personal care that was provided stellar. It was a pleasure working with David and his amazing staff
Working with Dave and his staff was incredible. They are both diligent and constant professionals, as well as insightful and personable. They may our total experience the best ever!
We had a great experience working with you and your team. Although we had a hiccup with the Ivy property, your flexibility and Mike’s resourcefulness helped us recover from this set back. We were able to carry out our 1031 exchange ahead of schedule.
We look forward to future transactions.
Thank you and your team,
-Enrique and Liza
David Kimmer did an outstanding job of explaining every step to me and keeping me on task. I am so appreciative for all his help . He was so professional, kind and patient. I would definitely recommend him to friends. Thank you
Dave was awesome to work with. My husband and I are first-time homebuyers and he broke everything down to make sure we fully understood it, and then made the process smooth and painless.
From day one I was shown realistic options and was provided with tools for which to make an informed decision. Along the way through the process updates were entered to me that kept me informed. This information covered everything thoroughly, and alleviated all the stress I may have had otherwise. I can’t imagine anything that could have been done better. Thank you all for the diligent work you’ve done on my behalf!
David Kimmer was always available to see us or answer questions. He guided us through the loan process professionally and knowledgeably. He made the experience as easy as possible for us.
David held our hands throughout the entire process. He explained everything well, but also made it as quick and painless and possible! I’ve known David for many years, he is worthy of your business.
Josh and I are very appreciative of all the hard work you guys did to make the loan and funding process so easy for us! It was a pleasure working with you all (I’m sure there are some whom I don’t have an email address for) we look forward to our move in date! We will also be sure to always refer your team to all our friends in need! Thanks again!
It has been a pleasure working with all of you. Your team is very professional, responsive, and knowledgeable which I believe are all integral to a company that provides exceptional service to its clients. I especially appreciate the extra effort to educate us on the process and keeping us informed every step of the way. It was also nice to meet you and some of your team members in person. Thank you for a job well done!
Carty & Elaine Chang
David Kimmer and his team with Finance of America Mortgage provided exceptional and efficient service allowing closing in less than one month. I was very impressed!
I just wanted to say thank you for handling the refinance of my house. I really appreciate how smoothly everything went. I’m sure this is all due to yours and your staff’s willingness to help, the professionalism and friendliness you provided. I look forward to doing business with you again in the future. Thank you
David Kimmer is exceptional in providing timely and accurate customer service. He took the time to listen and understand our specific situation, when the timing made sense and would benefit our personal situation, he contacted us and worked to lay out a solution. This solution showed us our current situation and what benefits there would be by moving forward with an improved interest rate and an overall interest savings long term. When there were questions or inaccuracies, he communicated promptly and made the needed corrections. I would highly recommend David for all my refinance or new home purchasing needs.
David Kimmer, Rhonda Haynes, and the rest of the FAM team are amazing. They went above & beyond the call of duty in not only keeping us informed in every step of the mortgage application and approval process but also in making sure our loan was funded expeditiously that we could move into our new home ASAP.
David is a 10. He really goes out of his way to explain everything to you, and he worked very hard to get me the best rate. He even made it a point to come to my signing, which I understand is fairly rare. Highly recommended.
We are 100% satisfied with your service. In fact, you really exceeded our expectations. We weren’t expecting to understand the process nearly as much as we do now (not completely, but more) thanks to your explanations and time spent answering our questions. You very much kept us in the loop on the whole process and told us what to expect. I really like the information you published and graphics on the factors influencing mortgages. You have a professional passion for this and it really comes across. We will absolutely recommend you to anyone we hear that is considering a refinance or other loan.
-David and Lisa Wick
My husband and I talked to several brokers/lenders before selecting David to help us with our refinance loan. We chose him because he was so much more informative, helpful and knowledgeable than anyone else we’d talked to. And we were not disappointed with our choice. David exceeded our expectations; he was very reliable, responsive and proactive as well. He worked hard to find the best deal for us and really made everything very easy for us. He really cares and works hard to do the best job possible. We really can’t recommend him highly enough to anyone looking to buy or refinance!
-Brad and Mindy Oliver
David was very responsive anytime I called. I was very satisfied with the level of support I received from him throughout the process.
Hi David, I am so thankful that we called you when this Home Purchase opportunity came up for us. You were so gracious with your time in helping us look at our financial numbers to see if we could even try for a loan. Once we decided to begin the loan process, we really appreciated your professionalism in finding the right lender and loan product for us. You kept us informed every step of the way, and followed through on every promise of information. Everything moved very smoothly and quickly, due I’m sure, to your diligence! I will be happy to recommend your services to my friends and family. We are very excited about the new home, and looking forward to finishing up our housekeeping items so we can move in by the end of this month. Thank you again for all your work on making this dream come true for us. God bless.
-Margaret M Lawrence and Manuel Molina
It has been a pleasure working with David on the recent purchase of the home for my son. My first attempt to purchase the home was denied by the property’s mortgage company. After David contacted me regarding another company, our next attempt was also denied. David said he felt I was qualified and tried another mortgage company. Because of his ‘bulldog” work ethic, professional attitude and persistence; we were able to pull it off. My son and his family are now very happy and proud of their new home. Thank you again for all of your help in making this happen.
-Billy G Pigue
Dave is experienced. I entered this experience with little education about the mortgage business and a desire for my own home. He explained the loan business better and what that meant about my loan. He answered my questions thoroughly and he did not make me feel foolish for asking. Dave is motivated. One of the things I learned is the cap established by the Federal government limiting how much profit a broker can make on a sale. That means the larger the loan is the larger his profit is as well. I purchased a foreclosed townhouse, not exactly a mansion. His focus, time, and attention to detail gave me the impression that he understood this was a mansion to me. Thank you Dave for all your hard work. I love the home, and I would definitely refer you.
Mr Kimmer, I have as most people have, worked with many professionals in a variety of fields, but you stand out as one of the very best I have dealt with! Your excellent follow through, informative e-mails on many different topics, and immediate response to questions is outstanding! Even though my wife and I did not use your services because we purchased a home in Washington, we will gladly refer you to anyone who is looking to purchase a home in Oregon! Thanks again.
-Gary and Ginger Coburn
Thanks a ton for all your help though out the whole process. You’re extremely knowledgeable in the loan process and you kept us completely informed every step of the way. We appreciated that and for you being so thorough. We’ll be sure to try and send you business whenever we are able.
Thanks David for all of your help and guidance. You made it very seamless and I couldn’t have asked for a better loan officer!
Thank you for your fine service. I’d be happy to serve as a reference for you at any time.
Very simple process. Dave was fast and did a great job of keeping me up to date on latest loan status. 95% of the process was on-line with only final signing requiring any driving around. Very convenient and Dave got me the rate I wanted with careful monitoring of the markets daily.
Dave Kimmer is the real deal. Honest, hard-working, knowledgeable (a truly encyclopedic human being), answers for all my questions (even the really difficult, annoying ones) and just plain old fashioned integrity, through and through.
Some say attitude is everything, well, you found the right guy. I felt personally cared for, as if he were my own advocate, especially when it came to fighting for the best rate and best terms for closing. A true gentleman, so rare these days.
I happen to be a very tenacious shopper when it comes to my own money, but Dave met my expectations for quality and response time. On top of that, my situation was particularly difficult due being self-employed, but Dave handled the extra work like a trooper and just plowed through all the picky little details with no complaints. Amazing!
I would recommend Mr. Kimmer, hands down, to my best friend, my cousin, my parents or my wife… well, I actually did trust Dave with my wife because we bought our home together and it was all her hopes and dreams on the line too!
I have worked with David Kimmer for many years. I have always felt that he is very knowledgeable and up to date on the various options for refinancing or mortgage information. He gives an honest answer to the risks and advantages to various plans.
I have always felt that he has my best interest at heart.
I would recommend him to anyone looking to refinance or acquire a mortgage.
David Kimmer is absolutely the right person to work with, if you expect nothing less than the best. Attention to detail, honesty and integrity are the best attributes to describe the way in which David works with his clients. He takes the time to explain details, is most reliable in his knowledge of ever-changing mortgage laws and requirements and is all about excellent service.
We would highly recommend David for any type of home purchase or re-fi transaction.
-Patsy & Michael Buck
David did a great job and went the extra mile to to get the transaction closed early. We have some very happy buyers! I look forward to working with you in the future!
David did an amazing job through out the entire mortgage process! I work in the auto finance industry so I am very familiar with the challenges that can come up while securing a loan. David kept us updated through every step, preparing us for the next challenge that may come up. I can’t say enough about his professionalism and calm demeanor no matter what came up. I highly recommend David for any mortgage needs you may have!
Dave, your courteous and professional assistance through a difficult time was a great help. Thanks for everything. I hope to use your services again.
Thanks to you all! This has been a wonderfully smooth transaction due to your professionalism and experience. Couldn’t ask for anything more!
-Mark A.T. Scott
Thank you very much David. I cannot thank you enough. You went above and beyond and did not give up on me. I won’t forget that! You’re a great person, business man, and friend. Take care,
Dave is knowledgeable and provides excellent service in an expeditious manner. Plus, I ask a lot of questions and he answers all of them for me.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.