After many years in the personal relations industry Derek joined the mortgage industry in 2002 with great success. Derek’s communication skills, exceptional knowledge of finding the right product for the right loan scenario and simple hard work is what separates him from many of his competitors.
Derek’s expertise in the loan process has no limits as he excels in all facets of the residential market whether it is Construction Financing, FHA, Renovation Loans, Harp Loans, Veterans Administration (VA), Jumbo, Conventional, Reverse Mortgage or USDA Rural Development programs, he has the program to assist with your home purchase or refinancing needs. Derek also performs numerous Agricultural and Commercial Loans with great success.
Derek has had the pleasure of assisting over 500 customers achieve their dream of “home ownership” or benefiting from the savings of a “home mortgage refinance”. Derek has the ability to sustain a solid customer referral base, which ultimately is a compliment to how he performs in the loan process.
Derek not only provides a great experience during the loan process for his personal clients, but he has for many years assisted with other colleagues to achieve their proper outcome. Derek’s ultimate passion is providing superior customer service along with the perfect outcome for the client!
Call Derek today and let him show you how easy and fun the lending process can really be!!
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.