Desiree Gardner

Branch Manager | Mortgage Advisor NMLS-378590
Desiree Gardner

About Me

Since the year 2000 I’ve been making the dream of homeownership a reality for hundreds of families. I’m dedicated to finding the best possible mortgage solutions for every situation. I make customer service my number “1” priority. That is why 99% of my business comes from referrals. I want to be your lender for life for life and look forward to working with you and exceeding your expectations!

I strive to provide the highest level of personalized service, professionalism and expertise. I will educate my customers in a clear and concise manor to insure a smooth application, timely approval and a prompt closing.

Desiree was highly recommended to me by both family and friends. I can’t thank her and the finance of America team enough for everything they accomplished for us. They were all extremely professional, but also kind and down to earth. They kept us up to speed with all updates and progress with the financing, and made themselves available to answer the many questions/requests we had for them. Desiree is very knowledgeable of her profession, and does a lot of work on the frontside to help eliminate as much as possible when it is turned over to the underwriters. She went above and beyond to help with getting this loan approved as our situation was a little unique with rental properties and a new business. Thanks again Desiree and finance of America, I will only be recommending you, your team, and the local businesses you trust to work along side you to my friends, family, and customers.
Leslie S.
Willing to go the extra mile for me one my loan. Kept me informed throughout the entire process.
Brian M.
Des,Thank you so much, it was great working with you. You made things very easy and guided us step by step thru the whole process. Your professionalism and great personality just added to a very pleasing outcome. You are an asset to your company and your profession. Hope you have a great summer and wishing you and your family only the best.
Rick & Shanda C.

Desiree Gardner's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


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Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Fort Myers, FL
8300 College Parkway, Suite 203
Fort Myers, FL 33919

Hours of Operation

Monday - Friday - 9am - 5pm