Edgar Ibarra has been in the financing industry for 15 years both as a mortgage consultant and as a manager. As Sales Manager of Finance of America’s Santa Clarita branch, he strives to provide opportunities for homeowners and real estate/lending professionals to prosper. Edgar brings a wealth of lending and leadership experience from his roles at several preeminent banking and mortgage institutions. He consistently ranks among the nation’s top mortgage originators and is recognized among the National Association of Hispanic Real Estate Professionals’ (NAHREP) top 10 loan consultants nationwide. As a manager, Edgar contributes to his team by providing the ongoing training and support they need to succeed. His main focus is to advise individuals looking for opportunity, whether they’re experienced and feel they don’t have enough support where they are or new to the business, hungry, and willing to learn and take coaching to heart.
Edgar leads his team in delivering honest and reliable service, ensuring that every transaction is a win for all parties involved.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.