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Garrick Richardson

Mortgage Advisor NMLS-209697
Garrick Richardson

About Me

A graduate of Wingate University with a Bachelor of Science degree with an emphasis in Finance. Garrick has been in banking and finance industry for over 15 years in various roles, including leadership, management, analysis, and many other capacities. He has acquired an adept level of experience in financial lending practices, including being extremely skilled and sophisticated with commercial and residential loan structuring for real estate acquisitions and refinances. He has a preeminent knowledge of local and regional (commercial and residential) real estate markets acquired through several years of specific training for real estate valuations. Garrick has a track record and continues to be proficient with identifying market opportunities and remarkably gifted at seeing the big picture. He has been a volunteer as a basketball coach for the Charlotte Phoenix; a big Brother with Big Brothers Big Sister, and Habitat for Humanity. He has also been involved as a political activist for several causes in which he remains dedicated. He maintains a tremendous passion for helping individuals and families achieve their homeownership and investment goals. Garrick is an individual that has continued to strive and work with great diligence each day to be a better person, to better serve his community, his family and to continue to be a moral and model example for his children.

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


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Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.