Jerry Spence is the Sales Manager of the Finance of America Mortgage office in Sewell, NJ. He is responsible for working hand in hand with our clients and keeping them well informed and satisfied through the duration of the loan process. He is a south jersey resident and has been in the mortgage business for 15 years. Finance of America Mortgage for 10 years and he specializes in residential lending from investors to first time home buyers. They offer Conventional, FHA, VA, USDA, Jumbo and 203K loans for fixer uppers. They also provide their buyers with a Free One Year Home Warranty at closing!
Jerry grew up in South Philadelphia for 15 years then moved to Washington Township, NJ. Graduated High School in 2000 and shortly after that he got right into the mortgage business. Jerry is a husband and a father. He has been married for 12 years and has a step-son and a daughter, 18 and 12. In his spare time he enjoys spending time with him family, supporting his local sports teams, the Eagles, Phillies, Sixers and Flyers.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
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