With over two decades of lending experience in the Arizona real estate industry, Gerard has developed a following of Realtors and past clients that trust in his expertise, professionalism and remarkable customer service. Communication is an integral part of any relationship. Solid communication in the mortgage business is a critical component to efficient and smooth closings. Keeping buyers and agents apprised of the process is paramount to success.
“I may call you often, but it is never too much when it comes to letting you know where we are and where we are headed”
Since starting in the industry in 1994, Gerard has helped countless borrowers finance their dream of home ownership, and aided others in buying a second or vacation home. Whether building a real estate portfolio of properties for investment or refinancing to improve their circumstance. With product knowledge, creative strategies and the best infrastructure for executing on our promises, Gerard and Finance of America are coupled to provide a flawless process and a pleasant journey through to the end of the transaction.
There will be NO SURPRISES
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.