About Me

With over 25 years of experience as a seasoned and energetic California Licensed Real Estate Professional with a solid track record across multiple functional areas including property sales, retail and secondary market mortgage lending, and marketing and brokerage services for a company-owned investment fund, Heather has to offer an excellent working knowledge of credit analysis, real estate appraisal review, preparation of legal documents, and compliance with conventional and government guidelines. Her experience which has led to a thorough understanding of current real estate lending market trends in addition to her genuine concern in best serving each of her clients makes her a valuable partner for both first time home buyers and experienced borrowers alike.

Heather graduated from the University of Alabama with a degree in Real Estate Finance. She is a long time Orange County resident, having raised her two daughters in Laguna Niguel, who are now studying at the University of Redlands and University of Washington.

Heather Millspaugh's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

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Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Laguna Niguel, CA
32451 Golden Lantern, Suite 203
Laguna Niguel, CA 92677