About Me
Hello, I’m J.P. Would you like to own your own home or refinance the home you are currently living in so you can put your hard-earned money towards other areas? Let me ease the burden of stress in paying high rent to a landlord or relieve you from paying more than what you need to for the home you are currently living in.
WHAT I DO
I help to find the right mortgage with rates to suit your budget. I can show you the best options and my expert knowledge of the housing market means that I can identify the best lenders and mortgage deals out there for you.
WHY USE ME
♦ I am a trained, qualified professional with extensive knowledge in the field. I am best placed and duty-bound to help you in your Mortgage Buying decision.
♦ I can save you time by comparing the market for you and I can help you with thru the ‘red tape’ side of purchasing a home.
♦ Because I have access to thousands of lenders, I can find you a deal and save you money thus giving you better control of your finances.
MY PROMISE
I promise to carefully guide you through the entire loan process, to ensure that you confidently make the wisest and best choice about your mortgage financing strategy. I stand ready to assist you each step of the way.
Calculators
View All-
Mortgage Calculator
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Get Started with JP Gulla – Mortgage Advisor -
Refinance Calculator
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Get Started with JP Gulla – Mortgage Advisor -
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Get Started with JP Gulla – Mortgage Advisor
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
$105B+
330+
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
