JP Gulla

Mortgage Advisor NMLS-2014985
JP Gulla

About Me

Hello, I’m J.P. Would you like to own your own home or refinance the home you are currently living in so you can put your hard-earned money towards other areas? Let me ease the burden of stress in paying high rent to a landlord or relieve you from paying more than what you need to for the home you are currently living in.

I help to find the right mortgage with rates to suit your budget. I can show you the best options and my expert knowledge of the housing market means that I can identify the best lenders and mortgage deals out there for you.

♦ I am a trained, qualified professional with extensive knowledge in the field. I am best placed and duty-bound to help you in your Mortgage Buying decision.
♦ I can save you time by comparing the market for you and I can help you with thru the ‘red tape’ side of purchasing a home.
♦ Because I have access to thousands of lenders, I can find you a deal and save you money thus giving you better control of your finances.

I promise to carefully guide you through the entire loan process, to ensure that you confidently make the wisest and best choice about your mortgage financing strategy. I stand ready to assist you each step of the way.


Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Harrisonburg, VA
61 Court Square
Harrisonburg, VA 22801