About Me
Janelle began her career in the mortgage industry in 1998, after 5 years in wholesale lending she decided to become licensed and go out on her own working one on one with her clients. Janelle is passionate about working with her clients to improve their investment opportunities in home ownership. She strives to not only educate, but to work diligently to introduce new ways to make owning a home not only affordable but also profitable. Janelle strives to make each and every client a client for life. Janelle has also worked with top realtors in Orange and LA counties in business building coaching and accountability groups. Her goal is to form partnerships with the realtors she does business with to grow their businesses right along with hers. She is passionate about helping her clients and making sure she gives excellent support and customer service, as she relies heavily on the referrals she receives from her partners.
Calculators
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Mortgage Calculator
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Get Started with Janelle Sagen – Mortgage Advisor -
Refinance Calculator
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Get Started with Janelle Sagen – Mortgage Advisor -
Affordability Calculator
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Get Started with Janelle Sagen – Mortgage Advisor
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
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Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
