Jason Montoya

Mortgage Advisor NMLS-234611
Jason Montoya

About Me

Buying a home is one of the largest transactions most people make and one that requires the assistance of an experienced professional. In todays world of lending whether you are 1st time buyer or experienced investor growing your portfolio, you need more than just someone who can get you a cookie cutter deal. You need someone who knows the ins and outs of all products and who also has access to them with the wherewithal to leverage them to your advantage, placing you in the strongest financial position possible.

My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.

Jason Montoya's Reviews

5.0 Star Zillow Rating
4.9 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

San Diego, CA
610 West Ash Street, Suite 1505
San Diego, CA 92101