Joey Jones has been in the banking industry for over 18 years and has experience in Residential Lending, Consumer Lending, and Commercial and Agricultural Lending. He and his partner and wife, Jessica, pride themselves on providing outstanding customer service and constant communication. Their desire to provide the best experience for every client every time has proven effective for clients and referral partners. Their business is based on referrals and they strive to keep each client and referral source happy with exemplary service.
As Sales Manager at Finance of America Mortgage LLC, Joey understands the loan business can be a fiercely competitive market. He also believes that there is more to home financing than simply securing the lowest interest rate. That’s why he asks a lot of questions and takes the time to listen to your answers concerning your overall financial picture. Joey wants to offer you the best option to achieve your financial goals, whether it’s buying your first or subsequent home, consolidating debt, or refinancing an existing home.
Funding your loan is just the beginning of Joey and Jessica’s relationship with you. They want you as a lifetime customer, not just a one-time deal. Joey will continue to monitor interest rates and will let you know when opportunities arise to improve your current situation. Joey and Jessica will also stay in touch and continue to educate you so that he can be your ultimate resource for mortgage financing information.
Because mortgage loans are uniquely individual, Finance of America Mortgage, offers a wide range of residential loan programs tailored to your specific needs which Joey can assist with, including:
- Fixed Rate Loans
- Adjustable Rate Loans
- First Time Home Buyer Loans
- Jumbo Loans
- USDA Rural Housing Loans
- VA 100% Loans
- Debt Consolidation and Home Improvement Loan
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Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
For homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.