About Me
With over 20 years in the Finance industry, John Dutra has found a home in numbers and a heart for people.
John’s background includes a mechanical engineering scholarship at Hewlett-Packard, Vice-President in Charge of Operations and Finance, Commercial Construction and Commercial leasing. Having worked with his father, John A Dutra, the family has been in real estate and finance for over 40 years. The local knowledge of real estate, land planning, financing and construction – along with years of experience, puts John’s clients in a very secure position when making offers on their new home.
Community service is second nature as well.
In 2008, John was appointed to the City of Fremont’s Economic Development Advisory Commission by then Mayor Bob Wasserman, where he served two terms and Chaired the committee twice. He currently serves as Chair to the Park and Recreation Commission after being appointed by current Mayor Bill Harrison. John is the current Chair of the Annual Fremont Prayer Breakfast, has served on the Board for Niles Rotary as its Director of Club Administration, and is currently the Secretary for the Washington Hospital Foundation.
In his off hours, John loves his time with family. He also continues his pursuit of knowledge by taking courses from Penn State University, serving at his church, playing golf, reading and of course spending time with the newest addition, Miss Bailey – his chocolate labrador retriever.
One of his greatest joys is helping families achieve their goal of home ownership. He looks forward to working with you next!
Calculators
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Mortgage Calculator
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
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Refinance Calculator
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
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Affordability Calculator
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
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Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
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Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
