My name is John Gardella and I am a Sales Manager at Finance of America Mortgage. I have been in the mortgage business helping families buy a home for the last 26 years. I am currently a licensed Loan Officer in the states of California and Tennessee. I grew up in Durango, Colorado and finished my college education at Florida State University in Tallahassee. I have been married for 28 years and have a beautiful family with three children, one of which is currently attending Vanderbilt University in Nashville. When I am not working, I love the outdoors, golf, football, great dining, and growing my relationship with God. I am an avid Denver Bronco and Florida State Seminole fan. My team and I here at Finance of America Mortgage look forward to being of service to you in helping you with any financing options with a new home or your existing home
Please feel free to call me or email me with any mortgage financing questions.
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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