About Me

John Kramer began his career more than 25 years ago, gaining unparalleled experience in the mortgage lending industry, while also establishing himself as a respected mortgage professional. Currently working as a senior mortgage advisor for Finance of America, John Kramer is widely known for his expertise in helping families to combat strict self-employed income guidelines, as well as becoming an expert in investor-based programs including fix and flip, cash flow-based investment properties, and mortgage options which help customers develop and maintain retirement wealth.

John’s greatest passion is bringing options to people who have been turned away from other lending institutions. He helps his clients to find alternative solutions to the strict traditional financing space.

Mortgage is not a “one size fits all” industry, and John brings his considerable skill and experience to create solutions in a way that few of his peers can.  His success is partly due to his willingness to think outside the box. John is a mentor within his branch and will often share his experience and knowledge with fellow team members.

John Kramer's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Claremont, CA
101 N. Indian Hill Boulevard, Suite C-1 207
Claremont, CA 92660