John comes to Finance of America from Alpine Mortgage Planning, where he was the Branch Manager for the Newport Beach and Laguna Hills branches. Prior to imortgage, John worked for MetLife Home Loans, in which he was the Orange County Area Director for Retail. Prior to MetLife Home Loans, John spent 8 years at IndyMac, as a SVP, overseeing Sales Support channels to include; Homebuilder Mortgage, Customer Alliance for Preferred Sellers (CAPS), National Accounts, Brand Management, Reverse Mortgage and Strategic Alliances. Prior to Indymac, John spent 5 years with Wells Fargo/Norwest Mortgage, as a Regional Builder Sales Manager and the Director of the ABA (Affiliated Business Arrangement) Group, creating joint ventures between homebuilders/realtors/financial advisors and Wells Fargo to put them in the mortgage business. Prior to Wells Fargo, John spent 5 years as Treasurer and Controller for Pioneer Savings and Loan and the Spring Mountain Group. John got his start in the mortgage banking industry out of college, working his way up to AVP of Loan Accounting for Mission Viejo National Bank beginning in 1986.
Educational Background, Professional Affiliations and Personal: John has a B.A. degree in Political Science from Cal State University at Fullerton. John has been married to Dana for 19 years and has three boys, 16, 13 and 12, who are very active in Football, Baseball and Swimming.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
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