I have been fortunate enough to live and work in a community that I love for the past 32 years. I work very hard to provide my clients the best home loan available. I specialize in 1-4-unit residential home loans, refinances, & reverse mortgages.
I am very proud to be a Veteran and was the President of the Board of Directors for the Nevada County Food Bank for years. I am also currently a Grass Valley Rotarian and contribute to many other entities in the community. I was Citizen of The Year in 2008 and Affiliate of The Year in 2015.
I am available every day of the week including evenings. Whether you are a previous or new client I look forward to helping you with your next refinance or home loan. Please call me at 530-263-2597 with any of your home loan needs.
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Student Loan Refinance
You've finished school and are looking for ways to reduce student loans costs.
Single Rental Loan
Rental property investors can obtain financing up to $2MM to grow their rental portfolio with no personal income verification.
For borrowers looking to finance a renovation, these loans allow you to borrow against the future value of the home when purchasing a fixer upper or refinancing to make improvements to a current home.
Additional Loan Offerings
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $3MM to acquire/renovate properties.
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
For homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
Adjustable Rate Loan
An option for saving money in the short-term, this loan gives buyers more flexibility to move in a few years.
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
For borrowers looking for a home equity line of credit
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.