Hello, my name is Joseph Rath and I am an experienced mortgage specialist with Finance of America Mortgage. With over twenty plus years of industry experience, I pride myself on providing quality service and maintaining a commitment to understanding each customer’s unique needs.
I focus on building genuine, lasting relationships with customers to establish a strong foundation for clear communication to best help you make your dream of homeownership become a reality. With over twenty years of industry experience, I understand that every person has a unique story, and therefore unique needs when determining their mortgaging options. By listening attentively to your needs and questions throughout the entire process, from origination to closing, I can best determine which mortgage product works best for you.
One of the most rewarding parts of my job is working with my great team and meeting new people. When I am not assisting my customers and business partners, I enjoy traveling, golfing, attending concerts, sporting events and spending time with my daughter.
I look forward to the opportunity to guide you through the home loan process!
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.