I function as a consultant, not a transactional salesperson, as such my aim is to help all that I come in contact with and to enhance their lives through responsible lending practices. It’s not about one purchase, it’s about building a financial plan for retirement with Real Estate. My goal is to have them mortgage/rent free by the time they retire. To me renting is dangerous. I encourage 50 & 60 year olds to purchase. Advising them to diligently pay on their mortgage for 10 years and gain equity. At this time they can sell and downsize or use a Reverse Mortgage for Purchase. Either way, again the goal is to not have a mortgage payment upon retiring.
When not working she enjoys spending time with her husband Loren, their two furry kids, Oliver and Cooper. She can usually be found, hiking, sailing, or reading historical novels, or listening to Big Band Jazz and Pearl Jam!
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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