Julie Smith

Mortgage Advisor NMLS-224995
Julie Smith

About Me

It is always an honor to be part of someone’s home purchase. Whether they are a first time homebuyer or are purchasing an investment property, every situation is unique and every loan is different. I joined the mortgage industry in 1998 and pride myself in always providing exceptional customer service to my clients. I handle each loan with great care and treat all of my clients as though they are my own family.

It is of the utmost importance that you always feel as comfortable and empowered as possible throughout the loan process. You can always come to me with any questions you may have. I pride myself in having excellent communication. Home buying can be a stressful process, but I am here to ensure that you have the smoothest transaction as possible. My goal is for you to have such a positive experience and that you will walk away from this process knowing that you made the right decision for yourself, for your family and feeling that the service that you received from my team and myself was nothing short of excellent.

Springfield/Eugene has always been home. I am proud of this community and am privileged to be involved in the future growth. I am happy to tell you more about any of the following organizations:

  • Springfield Rotary
  • CASA of Lane County
  • Emerald Business Partners
  • Springfield Board of Realtors
  • Eugene Association of Realtors

Julie Smith's Reviews

5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Eugene, OR
1200 Executive Parkway, Suite 100
Eugene, OR 97401