About Me

It is always an honor to be a part of someone’s home purchase. Whether they are a first time home buyer or are purchasing an investment property. Every situation is unique and every loan is different. I have been in this business for 15 years and pride myself in always providing exceptional customer service to my clients. I handle each loan with great care and treat all of my clients as though they are my own family. I consider it an absolute privilege to be a part of this process and to give my clients the best financial advice there is.

It is of the utmost importance that you always feel as comfortable, and empowered as possible throughout the loan process. You can always come to me with any questions you may have. I pride myself in having excellent communication. Home buying can be a stressful process, but I am here to ensure that you have the most smooth transaction as possible. My goal is for you to have such a positive experience and that you will walk away from this process knowing that you made the right decision for yourself, for your family and feeling that the service that you received from myself and my team was nothing short of excellent.

I have lived in the Eugene/Springfield area for my entire life. I have been married to my wonderful husband, Ernie for 13 years and together we have 3 beautiful children. We spend a great deal of our free time participating in various local events, charities and fundraisers and love giving back to the community as much as possible.

Julie Smith's Reviews

5.0 Star Zillow Rating
5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


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Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Eugene, OR
1200 Executive Parkway #100
Eugene, OR 97401