Karen joined the mortgage industry after graduating in finance and marketing from Santa Clara University. Her financial savvy, creative personality, and 35 years of experience in lending have contributed to her success as a Senior Mortgage Advisor with Finance of America Mortgage. Karen’s passion to serve her clients and secure home ownership has turned thousands of dreams into realities.
“Each person’s journey through home ownership is different and unique. I pride myself in helping them though any situation that they may be in. This business can be very stressful, and I try to make it easier on the client. Every step of the way, privacy is very important, along with accuracy and empathy. Trust is key in this business, and my clients trust me and with this trust, we get through life’s moments, no matter how difficult some may be.”
“I have worked with many types of homebuyers: first time homebuyers, repeat homebuyers, clients with extensive business partnerships; self-employed borrowers; mom and pop businesses; high end corporations and everyone in between. There is usually a loan for everyone. There may be a time that the loan may not be exactly what the borrower prefers, which I call a steppingstone–a loan they qualify for and gets them their financing at the time they desire. When needed, we can transition them into the proper mortgage as their personal or financial situation changes. That could be to improve their current situation by refinancing because they have improved their credit, need to pay off debt, purchase a 2nd home or a critical life event. I meet with each client and see what they want and need. By listening to their personal goals is where I can help guide them through this maze, we call lending.”
“I have bought and sold and remodeled many homes; survived the “depression/recession” of 2007-2009; worked with many on loan modifications, divorce situations, short sales, with my clients. I have owned my own business; worked for and with others; did motivational speaking way back when; and raised a wonderful son who is about to embark on his journey into life. I look forward to helping each one of you who needs my assistance.”
You can reach Karen by emailing her at firstname.lastname@example.org or fill in the contact me form.
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Single Rental Loan
Rental property investors can obtain financing up to $2MM to grow their rental portfolio with no personal income verification.
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $3MM to acquire/renovate properties.
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
Additional Loan Offerings
For homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
Adjustable Rate Loan
An option for saving money in the short-term, this loan gives buyers more flexibility to move in a few years.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
For borrowers looking for a home equity line of credit
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.