About Me
Kathy began her career in real estate and mortgage lending in 1992. After a successful career in the wholesale mortgage lending business she furthered her knowledge of the industry and has joined Finance of America Mortgage as a Senior Mortgage Advisor. She has over 20 year’s of experience in mortgage, her attention to detail, thorough follow-up, and extensive product knowledge is second nature. Kathy has a unique ability to connect and reach out to clients guiding them to make their goals a reality! She is a self- driven individual her positive attitude, resourcefulness and creativity get the job done right!
Kathy has been a resident of Granite Bay since 1979. She takes pride in the gift of being a parent, and balancing life with her 4 children. Staying active with trail running, mountain biking and the kids extracurricular activities always keeps everyone on their toes and a smile on their face. One of Kathy’s favorite quotes is “aim high” simple and to the point and a constant reminder that everything leads to something so “keep moving forward!”
Calculators
View All-
Mortgage Calculator
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Get Started with Katherine Cervantez – Mortgage Advisor -
Refinance Calculator
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Get Started with Katherine Cervantez – Mortgage Advisor -
Affordability Calculator
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Get Started with Katherine Cervantez – Mortgage Advisor
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
$50B+
400+
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
