Kat Whindleton

Mortgage Advisor NMLS-1231054
Kat Whindleton

About Me

Kat is a recent graduate of Liberty University with a Bachelors of Applied Science in Financial Business Administration and Management. She adds this degree to her two Associates from Piedmont Virginia Community College in both Business Management and General Studies. She brings a certain expertise to our team having worked in finance, banking, sales, and customer service for 20 years, serving Charlottesville and surrounding counties graciously. Experienced and educated, she is creative in originating loans that suit her client’s needs, interests, and goals. Her inherent dedication and enthusiastic nature make for a smooth transaction and aid in reaching her personal goal: to exceed customer expectations.

Kat is the office’s social butterfly. She spends her free time gathering with friends and family at impromptu barbecues and is passionate about celebrating and enjoying life through new experiences and traveling. Kat also advocates for the underprivileged in our local community by dedicating her time and efforts to Central Virginia Health Services, a local non-profit health foundation that offers various medical services to those under-served throughout Central Virginia. She is proud fur parent to three French bull dogs and two Shorty Bulls for whom she cares for unconditionally. As a hobby breeder, Kat enjoys giving loving families the opportunity to find the same joy she has in her fur babies.

CLICK HERE to see what my clients have to say.

Kat made the process very easy for us during our first home buying experience. She walked us through each step of the way and made a great decision for us, locking us in to a very low interest rate!
I like working with Kat. She is thorough, accessible, and genuinely interested in getting me the deal I want. I would highly recommend her services!
Kat took her time to explain everything so I could understand the whole process and kept me up to date as all the way through the process. Very polite and professional. I highly recommend here.
Kat was very helpful. As a first time homebuyer, I was nervous. Kat was there to guide, advise, and inform me through the whole process. I'm thankful that she will be available for when I have any questions.
Kat was awesome, she was on top of things throughout the process, and communicated with me every step of the way. I would highly recommend her to anyone!
Kat was very helpful and knowledgeable. I would definitely recommend her to anyone looking to refinance or purchase a new home. She made the process a breeze! Thanks again Kat!
Kat is a true professional! She went above and beyond as a mortgage advisor; the best we have had over 7 mortgages (initials and refinances). I would recommend Kat's expertise to everyone!
Kat Kuhlman is extremely professional and thorough. She kept us informed throughout the entire purchasing process, often suggesting creative solutions to our unique issues. I would highly recommend Kat Kuhlman when purchasing a home, her work ethic is beyond reproach.
My clients had some challenges resulting from their relocation from another country, so it took a while to have them ready and able to purchase a home. Kat helped all of us to be patient through the process, which made the ending successful results even more worthwhile!
Kat made the process simple and straight forward. She took her time to explain everything which made it much less stressful than it could have been. I would highly recommend her to anyone looking for a mortgage.

Kat Whindleton's Reviews

5.0 Star Zillow Rating
5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Charlottesville, VA
215 Wayles Lane, Suite 125
Charlottesville, VA 22911

Hours of Operation

Monday - Friday - 9 am - 6 pm