Kat is a recent graduate of Liberty University with a Bachelors of Applied Science in Financial Business Administration and Management. She adds this degree to her two Associates from Piedmont Virginia Community College in both Business Management and General Studies. She brings a certain expertise to our team having worked in finance, banking, sales, and customer service for 20 years, serving Charlottesville and surrounding counties graciously. Experienced and educated, she is creative in originating loans that suit her client’s needs, interests, and goals. Her inherent dedication and enthusiastic nature make for a smooth transaction and aid in reaching her personal goal: to exceed customer expectations.
Kat is the office’s social butterfly. She spends her free time gathering with friends and family at impromptu barbecues and is passionate about celebrating and enjoying life through new experiences and traveling. Kat also advocates for the underprivileged in our local community by dedicating her time and efforts to Central Virginia Health Services, a local non-profit health foundation that offers various medical services to those under-served throughout Central Virginia. She is proud fur parent to three French bull dogs and two Shorty Bulls for whom she cares for unconditionally. As a hobby breeder, Kat enjoys giving loving families the opportunity to find the same joy she has in her fur babies.
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Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.