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Kevin Areia is a Mortgage Advisor available to help you achieve your real estate goals, whether they be Purchasing or Refinancing a Home; or using our Reverse, Commercial or Fix & Flip options. He believes in this digital age many consumers are searching for a more efficient, user friendly and fun mortgage experience. He is a lender who takes pride in protecting his clients time, money & sanity.
Kevin joined Finance of America Mortgage in the spring of 2018, bringing extensive experience in service, sales, and the discipline of martial arts. It wasn’t until he had a very personal encounter with Mortgage lending that he grew interested in shifting gears to become a Loan Officer.
After losing his home in the real estate crash of 2006, and frustrated with continued increases in rent, he decided to reach out to a mortgage loan officer “just to see”. After meeting with one and receiving an evaluation of their finances, they were shocked to learn their home-buying potential. A few months later, Kevin and his wife closed on their new home, and couldn’t be happier.
This incredible experience was life-changing for Kevin and his family. He knew immediately that he wanted to help others in the same type of situation, and quickly became a licensed Loan Officer. While he is licensed to originate nearly every loan type, Kevin’s passion for first-time home buyers has fostered a natural niche.
Kevin’s confidence and attention to detail lets his clients feel comfortable and at ease, giving them more time to relax knowing that everything is being taken care of in a timely manner. He knows that buying or refinancing your home is one of the biggest decisions you will ever make, and for that reason he will do everything possible to make your experience a smooth and enjoyable one.
Kevin grew up in Northern California, where he lived until relocating to Reno in 2009. He is happily married to, and works alongside, his wife of over 16 years, Stefanie. Kevin has two wonderful kids: a son, Riley and a daughter, Taylor. When not helping his clients with their home funding needs, you will likely find him in the garage or cruising in his hot rods!
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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