What’s it like to work with Kevin? https://socialsurvey.me/pages/kevin-areia
Whether you’re looking to Purchase a new or existing home, Refinance a Home, get help with a Reverse Mortgage, or an Investor looking to ‘flip’ a house—Kevin Areia is available to walk you through the process. Kevin’s confidence and attention to detail lets his clients feel comfortable and at ease, giving them more time to relax knowing that everything is being taken care of in a timely manner. He knows that buying or refinancing your home is one of the biggest decisions you will ever make, and for that reason he will do everything possible to make your experience a smooth and enjoyable one.
Kevin, AKA the “Mortgage Mechanic”, believes in this digital age families still appreciate the ability to reach out and connect with a live person. He understands that questions arise when financing a home, and clients need to get answers (not just during banking hours). He is a Mortgage Advisor who takes pride in being AVAILABLE and protecting his clients time, money & sanity.
Kevin grew up in Northern California, where he lived until relocating to Reno in 2009. He is happily married to his wife of over 17 years, Stefanie, who also happens to be his Business Development Partner. They have two wonderful kids: a son, Riley, and a daughter, Taylor. When not helping his clients with their home funding needs, you will likely find him in the garage or cruising in his classic car!
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $3MM to acquire/renovate properties.
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
Additional Loan Offerings
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.