Kevin Williams has 20 years of experience in the mortgage industry. As a Senior Loan Officer Kevin understands the importance of customer service, availability, communication, teamwork and follow up. With expertise in Convention, FHA, VA, $100 down HUD REO, Kentucky Housing Corporation and Rural Housing lending, Kevin can put you in the right program that will benefit you and your family. We have programs available for most situations from the best of the best to the customers with a few speed bumps.
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Student Loan Refinance
You've finished school and are looking for ways to reduce student loans costs.
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $3MM to acquire/renovate properties.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.