Kristin began her career in 2003. A veteran of the industry, she has served in multiple high-level management roles. She holds a certificate as a Certified Mortgage Planner, Certified Divorce Lender and is Military Certified. She has served on the board for her chamber of commerce and other various boards in her local community in a many capacities. She has been featured in Top Agent Magazine, Homes for Veterans, and various other organizations as a Top Mortgage Professional.
Kristin values education, strategies and tips to help others climb their ladder of success. However that looks for them. One of those pillars is homeownership.
Buying a home is likely the biggest purchase you will make over the course of your lifetime and deciding when and how to refinance that mortgage also requires careful consideration. I am a homeowner myself, and I have a family too. I understand these considerations and have designed my mortgage process and services around helping families make the right decisions with their mortgage. I take this role very seriously and I truly appreciate the many families that have counted on me to handle their home financing. My philosophy is to listen to each customer’s needs, and respond to those needs efficiently and effectively. I strive to build long-term relationships, so that as your lender, I will be with you each time your life necessitates. Many lenders can ‘get you a loan’. My goal is to ‘get you the right loan’.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.