Gavin has been a top producer in the mortgage business for over 15 years and has built a solid reputation as a professional who can get even the toughest loans done with great rates and excellent service. Laura’s background includes consumer and corporate finance, banking, as well as residential home lending. Brokers, fellow lenders, and other industry professionals regularly refer customers who have a too complex of a financial profile. Gavin and Laura work with a wide variety of clients, such as First Time Homebuyers, Investors, High Net Worth, and even those that are credit challenged, on a referral-only basis. Gavin’s background and experience makes him an expert in Jumbo Loans and Self-Employed Borrowers, as these are the most difficult types of loans to underwrite. The team has the technical knowledge and experience necessary to be able to analyze the most complex tax returns or tricky scenario.
Gavin grew up in the Pacific Northwest and still calls Seattle home. In his spare time, he is staying active by playing softball and volleyball, traveling, and spending time with his puppy. Gavin graduated Magna cum Laude with a BA in Linguistics and Philosophy from the University of Washington in 2001. He also speaks fluent Spanish and passable Italian, Portuguese, French, Greek, Japanese & Arabic. Laura holds a BS in Technical Management from Embry-Riddle Aeronautical University, and has interests in security and intelligence, aviation, and macroeconomics. Laura has been in the Pacific Northwest since 2015 and currently resides on the Eastside with her husband Sergey. In addition to English, Laura is fluent in Romanian and has a basic understanding of Russian, Ukrainian, and Italian. She spends her free time taking road trips, doing small home improvement projects, and riding bikes.
Unlike most mortgage originators, Gavin also specializes in Vacation Home Loans. He is licensed in many US states that have desirable retirement and vacation home destinations, such as California, Oregon, Arizona, Hawaii, and Nevada.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
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