Lindy specializes in providing the best possible service to all of her customers and business partners. With over 16 years of experience in the mortgage banking industry, she has the knowledge and experience to help match the right product/program to fit each client’s unique situation.
Lindy Pond is a nationally recognized leader in the area of renovation lending, having held the position of National Renovation Program Manager for four of the top lenders in the country; taking all of them to new heights of success. Renovation loans represent a great opportunity for homebuyers to purchase their new home. It is an ideal product for our time, giving buyers the means to both purchase the property and turn it into the exact home they want.
As Past-President of the Richmond Mortgage Bankers Association, Lindy spends a lot of time with her industry partners in educating the mortgage community in the Richmond area and throughout the state.
In addition to her career, she has two great children and a beautiful farm where she spends time with family and friends.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Student Loan Refinance
You've finished school and are looking for ways to reduce student loans costs.
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $3MM to acquire/renovate properties.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.