Northern California

Lori Wray

Senior Mortgage Advisor NMLS-283934
Lori Wray

About Me

Getting You Results With Ease and Comfort


I have the ingredients you seek to secure a loan as simply and painlessly as possible. With over 30 years of lending experience, I can confidently navigate just about every scenario imaginable, and have. Whether you are a first-time homebuyer or a real estate investor, I know how to structure your loan package for a quick approval. I offer you my personalized service, including genuine concern, easy accessibility, and constant communication. I follow-up and follow through to ensure rapid results. I believe in hands-on work. You will appreciate my honesty and integrity while I am with you throughout the loan process.


Additional benefits I can offer you as a Finance of America Mortgage planner is the support of a dedicated team that gets things done even faster, and in your best interest! I have respect for others, which makes it very easy to work with me. Along with my knowledge of lending, I also hold a Bachelor of Science in Business. I have been a top producer throughout my career. I enjoy what I do and work very hard because I am working for people like you.


On a personal note, my husband Tom and I have two children. We are a very active family and are very involved with our kids’ sports activities, church, and school. I am an active member of our church where I am a shepherd for the 3 year olds. I am also a competitive runner and am very involved in our local running community. Having a social personality makes it very easy to get along with me. It will be a pleasure to serve you!

Lori Wray's Reviews

5.0 Star Zillow Rating
4.9 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Roseville, CA
2281 Lava Ridge Court, Suite 210
Roseville, CA 95661