Northwest

Melinda Jones

Mortgage Advisor NMLS-2085619
Melinda Jones

About Me

During my many years in the tourism industry, I spent my free time rehabbing homes. Improving neighborhoods around Anchorage, becoming debt-free, and saving for retirement makes all the hard work worth it.

Since 2008, financing fixer-upper houses has been challenging. With my husband, we’ve had to go through a variety of banks and brokers to use creative tools such as FHA’s 203K program and portfolio loans to purchase properties and finance repairs. We’ve also worked with partners and formed LLCs to work on investment properties, including single family homes and an apartment complex.

Being outside the wheelhouse of traditional financing so many times is the main reason I became a mortgage loan advisor. Let me make it easier for you than it was for me! Whether you’re buying a non-traditional property or earning a non-traditional income (i.e. self-employed, seasonal work, commissions), I will do the research and present you with the best options and advice possible, just as I do for my traditional mortgage clients.

In between remodeling houses, I find time to enjoy our great state by hiking, kayaking, rafting, and xc skiing, as well as snowmachining and ATVing to our cabin near Eureka. As a lifelong Alaskan from Fairbanks, Haines, Juneau and Anchorage, I am passionate about helping my clients statewide reach their Alaska dreams of home ownership and financial freedom.

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Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?

$50B+

Consumer Loans Funded

400+

Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Anchorage, AK
561 36th Ave, Suite 302
Anchorage, AK 99503
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Hours of Operation

Monday - Friday - 9 AM - 5 PM