During my many years in the tourism industry, I spent my free time rehabbing homes. Improving neighborhoods around Anchorage, becoming debt-free, and saving for retirement makes all the hard work worth it.
Since 2008, financing fixer-upper houses has been challenging. With my husband, we’ve had to go through a variety of banks and brokers to use creative tools such as FHA’s 203K program and portfolio loans to purchase properties and finance repairs. We’ve also worked with partners and formed LLCs to work on investment properties, including single family homes and an apartment complex.
Being outside the wheelhouse of traditional financing so many times is the main reason I became a mortgage loan advisor. Let me make it easier for you than it was for me! Whether you’re buying a non-traditional property or earning a non-traditional income (i.e. self-employed, seasonal work, commissions), I will do the research and present you with the best options and advice possible, just as I do for my traditional mortgage clients.
In between remodeling houses, I find time to enjoy our great state by hiking, kayaking, rafting, and xc skiing, as well as snowmachining and ATVing to our cabin near Eureka. As a lifelong Alaskan from Fairbanks, Haines, Juneau and Anchorage, I am passionate about helping my clients statewide reach their Alaska dreams of home ownership and financial freedom.
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
FHA 203(K) Rehab Loan
Homebuyers who want to finance a home and home improvements in one loan can benefit from this "fixer upper" type of loan.
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $3MM to acquire/renovate properties.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.